Blue Cross Blue Shield of Texas (BCBSTX) is the medical plan administrator for TRS-ActiveCare. Mansfield ISD contributes $250 to each TRS-ActiveCare premium.
For married employees wishing to combine the cost of family coverage while being employed with districts/entities participating in TRS-ActiveCare, please contact the Benefits Office for a Split Premium Application.
Annual Open Enrollment
Benefits Open Enrollment, traditionally held in July, can be done online or in person. If you are a new hire and were employed after enrollment ends, benefits enrollment information will be emailed directly to you.
For the latest plans and more information on annual open enrollment, please visit the Open Enrollment webpage.Making Changes to Your Insurance Coverage
No changes are allowed outside of the designated open enrollment period UNLESS you experience a special enrollment event. Qualifying events include:
- Divorce (resulting in loss of coverage),
- Termination or change in employee or spouse’s employment (full-time to part-time or part-time to full-time status),
- Change in eligibility status of a dependent (attains max eligibility age/meets and/or ceases to meet full-time student status qualification),
- Loss or curtailment in health coverage of employee or spouse due to change in spouse’s employment and upon meeting a required eligibility period in spouse’s open enrollment.
If you qualify for a special enrollment/drop event, fill out the TRS Enrollment/Drop Form. This form must be turned in within 31 days of a Qualifying Event with the proof of loss or new coverage showing effective date.
Through the Benefits Portal, staff members can update their contact information, view/change beneficiaries and view health & supplemental coverage plans.
For more information regarding coverage and benefits and to access the Provider Finder search tool, visit the TRS-ActiveCare BCBSTX Member website.
Life Insurance & Additional Services
Basic Life Insurance - Basic life is insurance coverage provided to you by your employer. It provides a cash death benefit to your beneficiary upon your death to help meet a variety of financial needs.
- Available to ALL employees regardless of your insurance provider
- Absolutely FREE; No cost to you
- $10,000 Policy
- Includes AD&D
- Read more about basic life insurance
Voluntary Group Life Insurance - Voluntary Group Term Life is one of the most inexpensive ways to purchase life insurance. It’s offered through the convenience of payroll deduction. Coverage is typically available to you, your spouse and dependent children. You have the freedom to select an amount of life insurance coverage you need to help protect the well-being of your family. Read more about voluntary group life insurance
Individual Life - Permanent life is an individual life policy that provides a specified death benefit to your beneficiary at the time of death. The advantage of having a permanent life insurance plan as opposed to a group supplemental term life plan is that the permanent life insurance is guaranteed renewable, portable and typically premiums remain the same over the life of the policy.
- Voluntary additional coverage
- Can be purchased for you, your spouse and/or dependent children
- Premiums can be taken care of through payroll deduction
- Read more about individual life insurance
Accidental Death and Dismemberment Insurance - Accidental Death & Dismemberment is life insurance coverage that pays a death benefit to the beneficiary, should death occur due to a covered accident. Dismemberment benefits are paid to you, according to the benefit level you select, if accidentally dismembered.
- Voluntary additional coverage
- Coverage for spouse equals 50% and coverage for eligible children equals 10% of employee amount
- Read more about AD&D
Financial Planning - Two financial plans are offered through the district:
- A 403(b) plan, also known as a tax-sheltered annuity, is a tax-advantaged retirement savings plan available for public education organizations. Contributions are made on a pre-tax basis and investment earnings grow tax deferred until retirement withdrawal. Read more about 403(b) plans
- A 457(b) plan is an employer-sponsored, voluntary retirement plan that allows you to save money in a pre-tax account. Contributions to the plan are salary-deducted from your paycheck and automatically deposited into your 457(b) retirement savings account. Once separated from service, withdrawals from a 457(b) account are not subject to a 10% early withdrawal penalty. Read more about 457(b) plans
Health Savings Account - A Health Savings Account (HSA) is a tax-advantaged medical savings account available to employees who are enrolled in a high-deductible health plan. The funds contributed to the account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), funds roll over and accumulate year to year if not spent. More about Health Savings Accounts